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    Frequently Asked Questions

    What Factors Determine My Credit Score?

    Here is some information on FICO:

    The FICO Components
    35% is Payment History
    30% is Amount Owed
    15% is Credit History Length
    10% is Types of Credit
    10% is New Credit

    Payment History

    Ability to Pay
    Collections and Tax Liens
    Late Payments

    What Is The Template Process?

    Credit evaluation Negative item summaries mentoring credit report and disputes.

    How long does the credit repair process take?

    Credit repair process is unique each individual depend on individual credit situations

    Can you guarantee specific credit score improvements?

    No credit services organization or person cannot guarantee any specific outcome for the use of its services, because each has so many factors,making such a guarantee would be improper and misleading